We Take Care of Your Future
The financial planning environment is ever changing. Accordingly, it is harder than ever to find the right advisory relationship. At Cambridge, we believe that choosing a financial advisor is something that should be done carefully. We believe we offer a unique and valuable service that enables our clients to have their overall financial situation thoroughly evaluated.
We believe in spending the time to educate our clients about the numerous financial matters that will inevitably impact whether or not they are able to realize their life financial goals.
A look at what financial planning really is, and why it is so much more than watching your investments.
Every investor is different, we work with you to develop a plan that includes long and short term goals that meet your needs.
» Our Clients
Cambridge’s services are designed to assist individual, business and retirement plan clients to address a multitude of investment and financial goals. Our typical individual client seeks to receive advice on the adequate accumulation of sufficient resources necessary to achieve a comfortable retirement. To that end, we spend a significant amount of time advising and educating our clients about reasonable expected rates of return and demonstrate how a long-term consistent and disciplined approach to investing can both facilitate the accumulation of needed retirement capital and later sustain one’s standard of living throughout the retirement years when further coupled with prudent withdrawal rates and tax efficient distribution strategies.
Our broad planning expertise allows us to further assist clients with the in-depth planning of their estates including the proactive utilization of trusts to protect assets and perpetuate family wealth.
Many of our clients own closely held business and we routinely assist them with evaluating such assets and make recommendations as to the most effective ways to ultimately sell the businesses or transfer such assets to family members when there is a desire to continue the business for the benefit of the next generation.
Unlike some advisers, we certainly are not advocates of a “canned” solution approach to advising our clients. Our clients are typically accomplished individuals who reveal unique aspects of their particular business or family situations during the planning process that we take the time to fully understand and address with thoughtful analysis designed to achieve solutions that enable our clients to achieve their objectives, not ours.
» About Services
Cambridge Advisors, LLC (Cambridge) is a registered investment advisory firm located in Williamsville, New York. Cambridge provides Wealth Advisory Services, including Financial Planning and Investment Management strategies to affluent and wealthy individuals, including those aspiring to achieve such status.
» Mission Statement
Through knowledge, planning and advice, we will strive to provide our clients with tools they can use to build a sound financial foundation and achieve their life goals. Through education, we will foster our clients’ understanding of their financial situation and reduce stress surrounding making financial decisions.
We are committed to maintain the confidence and trust of our clients by providing objective and unbiased financial advice while maintaining the highest standards of integrity and professionalism.
» Getting Started
- Confidential Informational Document
- How to Develop a Realtionship with a Financial Planner
- Our Fee Structure
» Scott M. McCarthy, CPA, CFP®
Scott has over 25 years of experience providing comprehensive financial advice to both individual and business clients. Before founding Cambridge, he was a principal with another Western New York financial planning firm for 6 years and prior to that served 12 years as a tax partner with a large Western New York accounting and consulting firm.